The benefits of replenishing your ISA earlier in the year can have a significant impact on the level of wealth you accumulate over time.

Continue reading

Fears Surface Over Weaker Global Growth

Fears of a slowdown in the world economy have resurfaced during the first few months of this year. The signs of a slowdown are, as yet, tentative, and not evident in the bulk of the global data, but they need to be monitored closely.

Continue reading

Prepare to Live Longer

“Old age is like everything else. To make a success of it, you've got to start young.” This wisdom from former American president Theodore Roosevelt may resonate with more of us as we face retirement – especially as that timeframe is getting longer.

Continue reading

Economic Update

It is a decade since the 2008 global financial crisis emerged. That continuing crisis in 2009 led to the only annual contraction in the world economy since the Second World War and also brought the banking system to its knees, to then be bailed out by taxpayers. It also ushered in a period of prolonged monetary stimulus.

Continue reading

There are factors we can’t control when investing, but note how much of a difference it makes when we pay attention to the factors we can influence.

Continue reading

Tech and the City

This is part of a keynote speech given by Gerard Lyons on Tuesday 20th March, hosted at the offices of ICBC Standard Bank, coinciding with London Innovate Finance Week. This part of the speech explores the City and technology, and the wider technology issues that are likely to impact the world of finance.

Continue reading

Sensible Steps to Boost an ISA

When investing for your future, ignoring the tax advantages of an ISA is like releasing banknotes into a storm – but you can improve on their potential to provide shelter.

Continue reading

Preventing a Trade War

The week began with the meeting in Buenos Aires of the Central Bank Governors and Finance Ministers of the Group of Twenty (G20). This group includes the bulk of the world’s leading economies. The chair of the G20 rotates each year – this year it is Argentina. The areas of G20 focus are effectively determined by global events and by a troika of the previous, current and next chair. This year that includes Germany (chair in 2017), Argentina and Japan (chair next year).

Continue reading

Spring Statement

Today the Chancellor Philip Hammond presented his first Spring Statement in which he updated us on latest developments in the economy and the public finances. This Statement is in place of the annual Budget which is now occurring in the autumn. Here is our assessment of today’s Statement.

Continue reading

Women & Wealth: No longer Just a Man’s Game?

It is 100 years since women earned the right to vote. Since then, progress has been steady with 56% of UK university admissions in 2017 being female, FTSE 350 boards having 25% female representation, a focus on gender balanced executive teams and finally a long overdue spotlight on the gender pay gap.

Continue reading