Our Views on the Markets and the Economy

Anything that makes personal finance easier is a bonus. A helpful way of thinking about our assets is to manage them across three hypothetical pots.

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Economic Update

The UK faces escalating political and policy uncertainty at a time when the economy is already slowing and thus vulnerable. Although the UK economy grew strongly in Q3 it slowed during the quarter, and weak October retail sales and sluggish monetary growth suggest softness at the start of Q4.

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How a Network Helps Families to Pay Lower Fees

It’s not uncommon for organisations to allow families to club together to earn generous discounts: consider the Network Railcard, National Trust family memberships and the multi-user options on streaming service Netflix. Yet those who want to save or invest as a family have been poorly served by the traditional wealth management industry.

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Six Takeaways from My Visit to China

I spent the first half of last week in Shanghai, having been invited to attend and speak at the first ever China Import Expo Conference. Let me highlight some key takeaways…

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Day in the Life of a Portfolio Manager

A lot goes in to managing money responsibly. A major part of it is ensuring that where we decide to invest stays on track – to help our clients meet their goals for the level of risk that is acceptable to them. Portfolio manager Simon McConnell reviews a typical day.

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Making the Most of Available Tax Wrappers

When investing there are several factors that are out of your control, such as market performance, volatility and inflation. Yet one thing that you can influence – that significantly impacts your wealth – is to deploy tax wrappers to contain your investments, and ensure that tax-free allowances and exemptions are also used.

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Reacting to the Budget 2018

Immediate thoughts on the Budget by our chief economic strategist Gerard Lyons.

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A Budget Reaction

The immediate implication for markets from this Budget should be neutral. This has been reflected in the initial market reaction. Of course, often the devil is in detail that unfolds in the days after the Budget.

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What to watch out for in next week's Budget

Ahead of the UK Budget on October 29th, our chief economic strategist Gerard Lyons assesses the likely outcomes.

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Thoughts Ahead of the Budget on Monday 29th

The Chancellor has succeeded in playing down expectations ahead of this Budget. This, plus the uncertainty over the exact exit path from the EU that the Government will take, suggests that this will be a holding Budget, in the sense that there will be no major policy changes announced. There will, however, be some tweaks to economic forecasts and fiscal plans.

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