Our Philosophy

We believe wealth management should combine the best elements of a traditional discretionary service with the benefits of a technology-enhanced approach.

So we have brought together a highly qualified team, a powerful online service, a robust investment framework and access to experienced advisers if needed – all at a fraction of the industry cost.

Meeting your financial goals with our "Three-pot Theory"

Our Three Pot Philosophy

Meeting your financial goals with our "Three-pot Theory"

A helpful way to think about your assets is managing them across three hypothetical pots. These pots tend to represent how we live our lives, thus making financial planning more intuitive and accessible.

Netwealth helps clients with Pot 2.

Pot 2 is designed to be the 'sleep well' money for investments that may need to help generate a secure income over the medium to long term, such as for school fees, retirement or for elderly care. It is usually funded by savings in ISAs, pensions and general investment accounts. Pot 2 should be managed in a way which ensures it is flexible, transparent and low cost.

Financial Planning

Our Approach

Bespoke objectives

Defining your objectives and planning for the future will help you choose the right combination of risk levels and account types.

These choices will always be the biggest driver of your portfolio outcomes. We have the team and tools to help you put a plan in place and check back in on a regular basis.

Centrally managed portfolios

Our centrally managed approach to investment ensures you always access the best thinking of the firm.

Netwealth’s experienced team have carefully combined different asset classes to provide you with globally diversified portfolios, with the aim of maximising return for your chosen level of risk.

Improving the bottom line

We focus on the elements of investing that are within your control. By lowering the costs of investing and making use of tax wrappers and allowances where possible, you can significantly improve your net returns.

Netwealth's service can add to your investment results with our wide range of account types and helpful automation features.

When investing your capital is at risk

Executive Team & Board of Directors

Executive Team

Charlotte Ransom

Founder and CEO

Over 25 years of experience in private wealth management and investment banking. Goldman Sachs Partner for 10 years.

Thomas Salter

Founder and COO

Over 15 years’ experience in financial services. Managing Director and global head of equity and multi-asset quantitative investment strategies at JPMorgan.

Gerard Lyons

Chief Economic Strategist

27 years as an economic strategist at Chase Manhattan, Swiss Bank and Standard Chartered. Previously Chief Economic Adviser to Boris Johnson.

Iain Barnes

Head of Portfolio Management

Over 15 years’ experience in multi-asset investment management for both institutional and high net worth clients at UBS and Schroders, across active and passive strategies.

Matt Conradi

Head of Client Advisory

10 years’ experience in discretionary wealth management as a portfolio manager, advising and investing for private clients at Julius Baer and Merrill Lynch in London.

Rachel Willox

Head of Operations and Client Service

Over 20 years' experience in financial services controls, change management and operational oversight. Former executive director at JPMorgan

Chris Arnold

CHIEF TECHNICAL OFFICER

Over 20 years’ experience developing and delivering software systems for the insurance, financial services and marketing industries.

Chris Charlton

CHIEF FINANCIAL OFFICER

Over 20 years' experience in financial services as a chartered accountant, both in practice and in asset management.

Francisco van Zeller

CHIEF MARKETING OFFICER

Over 15 years’ experience in marketing across different industries and countries. Digital entrepreneur and former director at Samsung Electronics.

Board of Directors

Edward Bonham Carter

Edward has over 35 years' experience in the investment market and extensive knowledge of the fund management business.

Michael Hartweg

Michael is an entrepreneur and investor, with over 15 years’ experience in investments and financial services.

Merryn Somerset Webb

Merryn has worked in and commentated on finance and the financial services industry for more than 20 years.

Charlotte Ransom

Charlotte founded Netwealth in early 2015. Having started her career at JPMorgan she spent 20 years at Goldman Sachs, serving as a Partner for 10 years.

Thomas Salter

Tom co-founded Netwealth with Charlotte in early 2015. He has more than 15 years’ experience in financial services, the majority spent at JPMorgan.

In the Press

Charlotte Ransom, chief executive of Netwealth, said given advances in technology, there is no reason why investors should not be able to access their portfolios in order to see how much they are paying for wealth management services.

The Financial Times Adviser Netwealth in the Press

Contact Us

+44 (0) 20 3795 4747

Feel free to call us any time between 8-6 Monday to Friday

clientservice@netwealth.com

Email us and we’ll reply as soon as possible

Netwealth Investments Ltd

60 Charlotte Street, London, W1T 2NU

If at any time you wish to make a complaint in relation to our services to you, please contact the Head of Client Service at complaints@netwealth.com and we will endeavour to resolve your complaint promptly.

If your complaint remains unresolved 8 weeks from the date you made the complaint, you have the right to refer it to the Financial Ombudsman Service, whom can be contacted by:

In accordance with FCA rules we maintain professional indemnity insurance commensurate with the nature and scale of our business.