We believe wealth management should combine the best elements of a traditional discretionary service with the benefits of a technology-enhanced approach.
So we have brought together a highly qualified team, a powerful online service, a robust investment framework and access to experienced advisers if needed – all at a fraction of the industry cost.
A helpful way to think about your assets is managing them across three hypothetical pots. These pots tend to represent how we live our lives, thus making financial planning more intuitive and accessible.
Netwealth helps clients with Pot 2.
Pot 2 is designed to be the 'sleep well' money for investments that may need to help generate a secure income over the medium to long term, such as for school fees, retirement or for elderly care. It is usually funded by savings in ISAs, pensions and general investment accounts. Pot 2 should be managed in a way which ensures it is flexible, transparent and low cost.
Defining your objectives and planning for the future will help you choose the right combination of risk levels and account types.
These choices will always be the biggest driver of your portfolio outcomes. We have a team and tools to help you put a plan in place and check back in on a regular basis.
Our centrally managed approach to investment ensures you always access the best thinking of the firm.
Netwealth’s experienced team have carefully combined different asset classes to provide you with globally diversified portfolios, either from our range of core portfolios or socially responsible investment strategies, with the aim of maximising return for your chosen level of risk.
We focus on the elements of investing that are within your control. By lowering the costs of investing and making use of tax wrappers and allowances where possible, you can significantly improve your net returns.
Netwealth's service can add to your investment results with our wide range of account types and helpful automation features.
When investing your capital is at risk
Over 30 years' of experience in private wealth management and investment banking. Goldman Sachs Partner for 10 years. Recognised by PAM as one of the ’50 Most Influential’ in 2019, 2020 and 2021 and awarded Wealth Manager of the Year and Woman of the year, in 2019.
Over 20 years' experience in financial services. Former Managing Director and Global Head of Equity and Multi-asset Quantitative Investment Strategies at J.P. Morgan.
Gerard has over 30 years’ experience as an economic strategist at Chase Manhattan, Swiss Bank and Standard Chartered. Between 2013 and 2016 he was the Chief Economic Adviser to the Mayor of London.
Iain has 20 years of investing multi-asset portfolios at Netwealth, UBS and Schroders, and experience with institutional and high-net-worth clients across active and passive strategies. Iain has been a CFA charter holder since 2003.
Matt has over 10 years’ experience in discretionary wealth management as a portfolio manager, advising and investing for private clients at Julius Baer and Merrill Lynch in London.
Over 20 years' experience in financial services controls, change management and operational oversight. Former executive director at J.P. Morgan.
Charlotte founded Netwealth in early 2015. Having started her career at JPMorgan she spent 20 years at Goldman Sachs, serving as a Partner for 10 years. Her leadership roles spanned relationship management, marketing and product development in the Securities Division. From 2006 to 2011, Charlotte was head of Institutional Wealth Management and the Market Solutions Groups for Europe, Middle East and Asia in the Investment Management Division. From 2012, she explored the impact of digital technologies on a variety of industries before founding Netwealth in 2015.
Charlotte is a Vice President of Save the Children and a recipient of the 2015 Mary Lou Carrington Award for her work with Speakers for Schools. She is an active donor and supporter of overseas educational projects, including literacy in Bhutan and early childhood care and school-building in Uganda and Rwanda. Charlotte read modern languages at Bristol University and holds the CISI Private Client Investment Advice and Management qualification. Charlotte was recognised by PAM as one of the `50 Most Influential` in 2019, 2020 and 2021.
Tom is a co-founder of Netwealth, with more than 20 years' experience in financial services, the majority spent at J.P. Morgan where he was most recently Managing Director and Global Head of Equity and Multi-asset Quantitative Investment Strategies. Tom joined J.P. Morgan as a graduate in fixed income in 1998. In 2000, he joined Goldman Sachs to work on asset-liability management for pension funds and insurers before sailing around the world and then re-joining J.P. Morgan in 2004.
From 2013, Tom worked at a start-up asset management company before teaming up with Charlotte to found Netwealth. Tom holds an MEng in Aeronautical Engineering from Imperial College and the CISI Private Client Investment Advice and Management qualification.
Gerard joined Netwealth in May 2016. He is responsible for Netwealth’s macroeconomic outlook and strategy, and is a member of the investment committee. He was previously the Chief Economic Adviser to the Mayor of London, a role he took up in January 2013. Gerard spent 27 years as an economic strategist, and was Global Chief Economist at Standard Chartered between 1999 and 2012. Gerard’s first book, 'The Consolations of Economics', was a Daily Telegraph Book of the Year and was released as a paperback by Faber & Faber in June 2015.
He is a frequent commentator in the press and on television and he holds a number of advisory roles, including TheCityUK and Warwick University Business School. Gerard has an undergraduate degree from the University of Liverpool, an MSc in economics from the University of Warwick and a PhD in "Testing the efficiency of financial futures markets" from the University of London.
Iain joined Netwealth in January 2016 from UBS Asset Management to launch the Netwealth investment portfolios in May of that year. He leads the Netwealth investment process and holds ultimate responsibility for portfolio performance. At UBS he was an Executive Director and Senior Portfolio Manager in the Global Investment Solutions division. In addition to managing multi-asset portfolios totalling £2 billion, he was one of six voting members of the Global Asset Allocation and Currency Investment Committee which was responsible for more than £60 billion of assets under management, including for pension funds, charitable trusts, foundations, and high-net-worth individuals. He also led the team’s research across fixed income and selected alternative investment asset classes.
Prior to joining UBS in 2010, Iain spent 10 years at Schroders where he was a multi-asset portfolio manager for institutional and individual clients. Iain holds an MA in history from Edinburgh University and he has been a CFA charter holder since 2003.
Matt heads up the Client Advisory team and has over 10 years' experience in wealth management as a portfolio manager and financial planner. Prior to joining Netwealth in 2016, Matt was a Director and Portfolio Manager at Julius Baer and Merrill Lynch, advising and investing on behalf of high and ultra-high-net-worth clients. Matt read Economics at Durham University and is a CFA charter holder.
Rachel joined as the first employee of Netwealth in June 2015 and is responsible for Operations and Client Service. Rachel spent over 14 years at J.P. Morgan where she was most recently Executive Director and senior leader in middle office operations for Equities. Starting her career as a graduate at J.P. Morgan in 1998, Rachel worked in a variety of operational roles across both Equities and Fixed Income before leaving in 2012. She then worked for two years at a start-up asset management firm before joining Netwealth. She has extensive experience of change management, controls implementation, operational oversight, and leading large-scale teams.
Rachel read History and French at Bristol University and holds the CISI Investment Advice Diploma.
Over 20 years' experience developing and delivering software systems for the insurance, financial services and marketing industries.
Over 20 years' experience in financial services as a chartered accountant, both in practice and in asset management.
Over 15 years' experience in marketing across different industries and countries. Digital entrepreneur and former director at Samsung Electronics.
Over 20 years' experience in financial services compliance, with extensive experience in the analysis of regulation and practical application within investment management businesses.
Chris has over 20 years' experience developing and delivering software systems for the insurance, financial services and marketing industries. He started his career at Clerical Medical and then helped build Data Interface Ltd into a successful financial services software company.
Prior to joining Netwealth, he founded his own social media analytics company, Awedience. Chris's expertise covers a wide range of technologies including responsive design, scalable cloud architecture, security and development processes.
Prior to joining Netwealth in March 2016, Chris was the CFO at Cambridge Place Investment Management LLP, a UK based alternative investment manager which managed $13 billion of assets at its peak, spread across private equity, real estate and structured credit investments. Chris started his career as a trainee chartered accountant with Arthur Andersen in 1998 in the Financial Services Division, before joining Deloitte in 2002 as a Manager in the Insurance and Asset Management Division.
He joined Cambridge Place in 2005 with responsibility for the fund structures and became the CFO of the group in December 2008. Chris read Economics at Durham University and is a Fellow of the Institute of Chartered Accountants of England and Wales.
Francisco has more than 15 years' experience in marketing and sales both at large organisations and start-ups. He co-founded the first online market research company in Iberia and successfully sold it to French group Fullsix in 2008. He then joined Samsung first at their headquarters in Asia and later in London to lead the company’s digital marketing agenda. Prior to joining Netwealth, Francisco was Chief Marketing Officer at Rentify, a London based start-up disrupting the property lettings space.
He is also an active start-up mentor in both the UK and Portugal. Francisco holds a degree in Economics from Lisbon’s Catholic University and an MBA from INSEAD.
Prior to joining Netwealth in January 2019, Michael was Compliance Director & MLRO at Henderson Rowe, a boutique Mayfair-based investment manager, and was previously Deputy Head of Compliance for Duncan Lawrie Private Bank. Michael started his career with the Burns Anderson Independent Network in Bristol, before relocating to London in 2005 and joining Brewin Dolphin. Following a successful contract role as Compliance Officer for the Private Wealth Management division at Kleinwort Benson, Michael joined Coutts and became an Associate Director in the Compliance Advice & Initiatives team. In 2013 Michael took a career break to travel the world with his wife before returning to the UK and setting up his own independent compliance consultancy.
He holds the International Compliance Association (ICA) Diploma in Compliance, along with professional qualifications with the Chartered Institute for Securities & Investment (CISI) and Chartered Insurance Institute (CII). Michael is a member of the ICA and associate member of the CISI.
Edward has over 35 years' experience in the investment market and extensive knowledge of the fund management business.
Michael is an entrepreneur and investor, with over 15 years' experience in investments and financial services.
Charlotte founded Netwealth in early 2015. Having started her career at JPMorgan she spent 20 years at Goldman Sachs, serving as a Partner for 10 years.
Tom co-founded Netwealth with Charlotte in early 2015. He has more than 15 years’ experience in financial services, the majority spent at JPMorgan.
Edward became Vice Chairman of Jupiter Fund Management plc in March 2014, having been Chief Executive Officer of the Company since June 2007. During his time as CEO, Edward steered the Company through an MBO in 2007 and its successful IPO in June 2010. Edward is Director of Stewardship and Corporate Responsibility at Jupiter, supporting the work of the CIO office and the Governance and Sustainability team. He chairs both the Stewardship and CSR Committees.
Edward is Senior Independent Director at both Land Securities Group plc and ITV plc; a Trustee of the Esmée Fairbairn Foundation; a Director of The Investor Forum; a member of the Strategic Advisory Board of Livingbridge LLP; and the Chairman at Netwealth.
As a Founding Partner of Leonteq Securities, Michael was responsible for the build-out and development of one of Europe’s most successful FinTech companies, which has been listed on the Swiss Stock Exchange since October 2012.
Prior to founding Leonteq, Michael held senior positions in trading and structuring at Goldman Sachs and Commerzbank. He holds a master’s degree in Business and Engineering Science from University Karlsruhe, Germany. Today, Michael invests in and advises companies in finance, technology and sports.
Charlotte is co-founder and CEO of Netwealth. Having started her career at J.P. Morgan, she spent 20 years at Goldman Sachs, serving as one of the few female partners for 10 years. Her leadership roles spanned relationship management, marketing and product development in the Securities Division. From 2006 to 2011, Charlotte was head of Institutional Wealth Management and the Market Solutions Groups for Europe, Middle East and Asia in the Investment Management Division. From 2012, she explored the impact of digital technologies on a variety of industries before founding Netwealth in 2015.
Charlotte is a Vice President of Save the Children and a recipient of the 2015 Mary Lou Carrington Award for her work with Speakers for Schools. She is an active donor and supporter of overseas educational projects, including literacy in Bhutan and early childhood care and school-building in Uganda and Rwanda. Charlotte holds the CISI Private Client Investment Advice and Management qualification and has been recognised by PAM as one of the 50 Most Influential in 2019 and 2020 and awarded Wealth Manager of the Year and Woman of the year, in 2019.
Tom is a co-founder of Netwealth, with more than 20 years' experience in financial services, the majority spent at J.P. Morgan where he was most recently Managing Director and Global Head of Equity and Multi-asset Quantitative Investment Strategies. Tom joined J.P. Morgan as a graduate in fixed income in 1998. In 2000, he joined Goldman Sachs to work on asset-liability management for pension funds and insurers before sailing around the world and then re-joining J.P. Morgan in 2004.
From 2013, Tom worked at a start-up asset management company before teaming up with Charlotte to found Netwealth. Tom holds an MEng in Aeronautical Engineering from Imperial College and the CISI Private Client Investment Advice and Management qualification.
"Netwealth’s straightforward technology and emphasis on lower fees has attracted clients looking for something new in the sector.
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Email the team and we will respond as soon as possible
Two Fitzroy Place, 8 Mortimer Street, London, W1T 3JJ
Have a complaint to make about Netwealth?
If at any time you wish to make a complaint in relation to our services to you, please contact the Head of Client Service at complaints@netwealth.com and we will endeavour to resolve your complaint promptly.
If your complaint remains unresolved 8 weeks from the date you made the complaint, you have the right to refer it to the Financial Ombudsman Service, whom can be contacted by:
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