Question 1

Personalised advice

Accepted Answer

Tailored recommendations from certified financial planners who consider your individual circumstances and financial goals.

Question 2

Cash flow modelling

Accepted Answer

See how your assets could help you meet your goals in the short and long term. Consider a range of different scenarios so that you can make more informed decisions.

Question 3

Investment planning

Accepted Answer

Strategies to grow your wealth, taking into account your risk tolerance, investment options, and overall financial objectives.

Question 4

Tax planning

Accepted Answer

Effective tax strategies to minimise liabilities, including tax year-end planning and inheritance tax mitigation.

Question 5

Retirement strategy

Accepted Answer

A clear plan for a comfortable retirement, ensuring your financial security for the long term.

Question 6

Estate planning

Accepted Answer

Preparing for the future by ensuring your loved ones are financially secure through estate planning.

Question 7

Ongoing reviews

Accepted Answer

With ongoing advice, we provide regular assessments and updates to your financial plan, ensuring it remains aligned with your evolving needs and life changes. Please note, this service is only available as part of our ongoing advice offering and does not apply to one-off advice services or other packaged options.

Question 8

What does financial planning at Netwealth include?

Accepted Answer

Our financial planning services provide expert guidance or advice, depending on your needs, which is tailored to your unique financial circumstances. This includes advice on retirement planning, tax-efficient investing, asset allocation, and cash flow modelling, helping you create a comprehensive strategy for achieving your financial goals​.

Question 9

How does Netwealth’s financial advice work?

Accepted Answer

We offer flexible advice, available as a one-off or ongoing service. One-off advice includes a review of your financial needs and recommendations, while ongoing advice involves regular reviews and updates to your financial plan. You can choose the level of service that best fits your requirements.Note: Our financial advice is restricted to Netwealth services and does not cover products or services from other providers.

Question 10

What are the costs of Netwealth’s financial planning services?

Accepted Answer

Ongoing financial advice is charged at 0.35% of your account’s value annually.
One-off advice is charged for at an hourly rate of £300.
For our Financial Planning MOT  we charge a fixed fee of £400 for an individual or £600 for a joint plan.

Question 11

Can I receive tax advice through Netwealth’s financial planning?

Accepted Answer

We provide guidance on how to be tax-efficient, helping you maximise tax wrappers like ISAs and pensions. However, we don't offer detailed, personalised tax or legal advice​.

Question 12

Does Netwealth offer retirement planning?

Accepted Answer

Yes, retirement planning is a core part of Netwealth’s financial planning services. We offer advice on pension consolidation, cash flow modelling, and structuring your assets to ensure you can meet your retirement goals efficiently​

Question 13

Can I use Netwealth’s financial planning tools without an adviser?

Accepted Answer

Yes, we offers powerful online tools that allow you to model your financial future independently. You can visualise your wealth, adjust variables like contributions and withdrawals, and track your progress toward your financial goals.

Question 14

Is Netwealth’s financial planning service suitable for couples?

Accepted Answer

Yes, we provide joint financial planning services, helping couples align their financial goals, manage shared assets, and optimise tax efficiency for both partners​.

Financial Planning at Netwealth