Our Views on the Markets and the Economy

A sound financial plan will go a long way to help you better achieve your goals in life. While such an initiative may sound daunting, there are specific steps you can take to get started and navigate successfully along the way.



Continue reading

The property vs pensions debate often runs hot, yet a sensible strategy when thinking about funding retirement may not be a case of one or the other – but a considered combination of the two. It is therefore worth exploring the pros and cons of both assets and how changing rules may affect your decisions, and your outcome.



Continue reading

Analysis of the Budget

The latest Budget is naturally focused on recovering from the pandemic, with the Chancellor Rishi Sunak promising to do “whatever it takes” to support the UK economy. Here we provide an overview of some of the Budget’s key messages and what this may mean for investors.



Continue reading

How to Start (or Restart) Investing

If you have sold a business or property, inherited money, or accrued a pot over time you may be sitting on a reasonable sum of cash. You may also prefer the implied safety of savings if you are concerned about markets and haven’t found the right opportunity to invest or get back in.



Continue reading

Getting the right advice at the right time is beneficial in all walks of life. Gaining appropriate direction for your finances gives you the opportunity to avoid making costly mistakes, and the impartial reassurance you are on the right track. But when should you seek advice?



Continue reading

An overall financial plan is the bedrock of any successful long-term personal savings and investment strategy. It will help to ensure you are matching your savings – and where appropriate, investments – to your future needs so that you can meet all of your goals.



Continue reading

Generating a reliable income is crucial for many investors. However, the crisis has made it even more difficult to focus on an effective strategy, and avoid the many dangers – such as striving for yield at all costs – which could affect your long-term income.



Continue reading

Many of us want to pass our wealth on to the next generation. But what do we need to consider to do this effectively – to maximise the benefits for our families while managing the balance between tax efficiency and control?

Continue reading

Q&A on the Chancellor’s Summer Statement

Since the beginning of the Covid-19 pandemic the health crisis has occupied centre-stage in Government policy. Now, following the Prime Minister’s speech last week in Dudley and the Chancellor’s Summer Statement today in the House of Commons, addressing the economic crisis and ensuring recovery has moved alongside the health crisis to the fore of Government policy.

Continue reading

When there is a crisis it is natural to think about what you should change to ensure your financial future is on track. You should also consider what should stay the same.

Continue reading