Our Views on the Markets and the Economy
Articles, investment updates and economic analysis
Subscribe to our newsletter
Being cautious is usually sensible, but being overcautious can come at a cost. This was evident in 2019 as many investors remained on the side-lines – a period when they could have benefited healthily from putting their money to work.
Continue reading
It’s not uncommon for organisations to allow families to club together to earn generous discounts: consider the Network Railcard, National Trust family memberships and the multi-user options on streaming service Netflix. Yet those who want to save or invest as a family have been poorly served by the traditional wealth management industry.
Continue reading
For generations wealth managers have operated within a comfortable and unchallenged niche: they would invest money on behalf of their clients and update them of their progress once a year. A kind of “don’t bother us and we won’t bother you” approach to wealth management.
Continue reading
For many investors, their main priority is to generate and sustain a consistent income. This is usually in retirement, but it can be valuable at any stage in life. Of course, having a regular income is one thing, but how do you ensure that you can make it last?
Continue reading
‘Past performance is not an indicator of future returns’. We often see variants of this phrase in investment materials but it should not be viewed simply as legal gibberish – it should underpin how we think about investing. Nothing is guaranteed.
Continue reading
Anything that makes personal finance easier is a bonus. A helpful way of thinking about our assets is to manage them across three hypothetical pots.
Continue reading
It’s not uncommon for organisations to allow families to club together to earn generous discounts: consider the Network Railcard, National Trust family memberships and the multi-user options on streaming service Netflix. Yet those who want to save or invest as a family have been poorly served by the traditional wealth management industry.
Continue reading
To embark on any journey successfully usually requires a well thought out plan. If the destination is a comfortable financial future, we should have a good understanding of the best paths to take.
Continue reading
Anything that makes personal finance easier is a bonus. A helpful way of thinking about our assets is to manage them across three hypothetical pots.
Continue reading
It is 100 years since women earned the right to vote. Since then, progress has been steady with 56% of UK university admissions in 2017 being female, FTSE 350 boards having 25% female representation, a focus on gender balanced executive teams and finally a long overdue spotlight on the gender pay gap.
Continue reading
