The young have no financial hope. No wonder we have a mental health crisis

Wellbeing dominates the public conversation, with mental and physical health rightly at the forefront of our minds. Yet one of the most important contributors to overall wellbeing is often overlooked: financial health. Money does not sit separately from the rest of our lives. When we feel financially secure, we're better able to think clearly, make decisions with confidence and plan for the future. When that security is missing, the effects can be far-reaching, contributing to stress, poor sleep and a sense of uncertainty.

Financial pressure has become a common experience across generations. Younger people are navigating high housing costs, debt and concerns about their long-term prospects, while many older people face rising living costs and greater financial demands. These challenges reinforce a simple truth: financial wellbeing underpins much of our wider wellbeing. Creating the conditions that allow people to build financial confidence, whether through employment, housing or long-term planning, is not just an economic issue but a societal one.

Charlotte Ransom, Netwealth CEO, wrote a piece in The Times on 13 July, 2026 on financial wellness. You can access the piece here: https://www.thetimes.com/money/family-finances/article/young-financial-future-comment-tnt7sfwxd.

Please note, this article may be behind a paywall. 

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