Market Update—February 2019 How Reckless Caution Can Wreak Havoc on even Careful Investors What Next for the Bank of England? In the Saving Vs. Spending Debate it’s Obvious Why We Need to Save More A Snapshot of the UK economy in 11 Charts Beyond the Hype: How AI Makes a Meaningful Difference for Investors Fact vs Fiction: Why Bespoke Advice Beats Bespoke Portfolios Is DIY Investing a Cheap Trick? How a Wealth Manager Can Help You Do It Yourself An Assessment of the China-US Trade Talks My Response to the FT’s Economic Forecasting Survey Numbers of the Year