There were challenges and opportunities for investors and those preparing for their future in 2023. To put things in context we again wrote about the investment, financial planning and economic themes that matter to people and help them to make better financial decisions. The articles below are among those that have been read and shared the most.
Charlotte Ransom, CEO
For generations, clients of wealth managers had little clarity over how their portfolios were performing, how much they were being charged – and the impact of these charges on their financial outcomes. Charlotte writes about why she and our COO Tom Salter founded Netwealth: with the aim to harness technology to bring costs down, provide clients with greater transparency and control, and give people the expert advice and guidance they need to help them achieve their goals more easily.
Gerard Lyons, Chief Economic Strategist
The cost of living and rising prices have dominated much of the UK and global narrative over the past couple of years. In this detailed analysis, Gerard writes about the persistence of core inflation and explains why it was so high (and stubborn), why it is so difficult to predict inflation dynamics, and how second-round effects raise the inflation risk.
Matt Conradi, Head of Client Advisory
The lifetime allowance was abolished in the Spring Budget this year – ending the cap on what people could save into their pensions before they faced extra tax charges. Matt wrote about the changes and opportunities, and highlighted what investors could do to successfully manage their own outcomes.
Louisa Gaynor, Client Adviser
Even if you are a regular saver and believe you tick all the boxes of being financially prepared for later in life, you could still end up with less money than you expect. As Louisa explains, however, there are established steps you can take to help ensure your funds last longer in retirement and you avoid running out.
Iain Barnes, Chief Investment Officer
Our investment approach is central to how we help clients achieve their goals. And although we mainly invest in passive funds and ETFs, a successful outcome very much relies on the active implementation of our ideas, analysis and convictions. Iain writes about the three components that underpin how we construct and adapt our portfolios – and how these translate into consistent outperformance for clients.
Gary Horn, Client Adviser
Whether to invest or leave money in a bank account is often widely deliberated. While it’s not always obvious what the answer should be, Gary sets out to clarify that the arguments for investing now are still robust – and crucially, proven to stand the test of time.
Tom Kimche, Senior Client Adviser
The differences between restricted and independent advice are not always so well understood. Tom explains the attributes of both services, the contrasts between the two, and helps you assess what kind of advice may be appropriate for your own circumstances and needs.
Rachel Willox, Head of Operations and Client Service
In challenging financial times it’s more important than ever to keep costs in check and ensure your money is working as hard as it should be. Rachel explains why you should consider changing wealth manager, the practicalities of doing so and how it could be easier than you think to enjoy the multiple benefits of a service designed for how we live today.
Please note, the value of your investments can go down as well as up.
Netwealth offers advice restricted to our services and does not provide independent advice across the market. We do not offer advice in relation to tax compliance, personal recommendations with regards to insurance and protection, or advise upon the transfer of defined benefit pensions.